Binji has all the power of a traditional bank in the convenience of a mobile banking app - without all the fees.
Mobile banking with no hidden fees.
No overdraft fees, no minimum balance, no monthly service or maintenance fees.
When you open a Binji Account you’ll get a digital display debit Mastercard and access to the most complete mobile banking app in the world.
Binji believes everyone should have access to their money. Binji is for the people and that’s why we will never charge you for an account, so you can focus on what matters. Big banks are charging their customers all kinds of ridiculous fees and many are hidden.
Binji has everything you need to pay and get paid in one place.
Binji Card Fees
Overdraft Fees: $0.00
Minimum Balance: $0.00
Monthly Fee: $0.00
ATM (In-Network): $0.00
ATM (Out of Network): $3.00
ATM Balance Inquiry: $0.00
Replacement Card: $0.00
Customer Service: $0.00
Bill Pay Fee: $0.00
International Transactions: $0.00
Funding with Debit Card: $0.00
Funding with Credit Card: 3%

Binji’s app-based banking system comes FDIC insured so your money is safe and secure.

Each Binji account has a dedicated account and routing number so you can get paid up to two days early* with direct deposit.

Binji has a network of over 35,000 no-fee ATM’s so you won’t have to pay to withdraw your money!
